Successful Investment Planning Case Study

Overview

Jim and Mary are unsatisfied with their investment portfolio’s lackluster performance. They are looking for a strategy that will allow their money to grow so that they can achieve their long-term financial goals, but they don’t want a lot of risk. Their current portfolio consisted mostly of large U.S. companies. 

 Execution

 PARTNERSINWEALTH executes a strategy that:

 

  • Repositions the portfolio using specially-designed* no-load asset allocation mutual funds, which capture strong exposure to the factors that drive return, resulting in superior performance while minimizing the portfolio risk.
  • Structures the portfolio with great precision and focus, resulting in predictability of return. Each investment is chosen carefully so that each fund adds value to the portfolio and doesn't mirror the characteristics of other funds in the portfolio.
  • Uses mutual funds that have low internal management fees. The lower the cost imposed by the mutual fund, the higher the return to the investor. *
  • Selects investments that distribute minimum income and capital gains to the investor, saving the client money on taxes.
  • Executes trades as cost-effectively as possible, lowering the client’s cost of investing and increasing their rate of return.

 Results

Their portfolio has grown at an annualized rate that is both faster and significantly less volatile than the overall market – as illustrated on this diagram.

 

 Success-Story-4-Returns-Graph-Carr-Data.png

 

 

Client Since: 1985

 

* Mutual funds used have a $2,000,000 minimum investment and are unavailable to the general public. However, through an exclusive agreement with PARTNERSINWEALTH and a select number of other financial advisory firms, we can offer these innovative and superior funds to clients with a much lower minimum investment.

 

Note: The returns listed represent actual portfolio return net of all fees and expenses. This performance data represents past performance. Past performance is not predictive of future performance. The client portfolio is broadly diversified and includes U.S., International and Fixed Income investments. The graph covers performance for the period 2000-2011. Total return includes reinvestment of dividends and capital gains. The investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost.