Recap of Our Latest Event: Opportunities in Crowd-Funded Investments



November 14, 2013


Thank you to all of you who joined PARTNERSINWEALTH for our “Opportunities in Crowd-Funded Investments” event this past Tuesday, November 12th.  We are grateful to Jilliene Helman of Realty Mogul and Rodney Giles of eOilBoom for taking the time to introduce crowd-funded opportunities to the group.  Judging by the number of questions and feedback from the attendees, most felt that it was time well spent.


We would also like to thank our wonderful sponsors. The beautiful door prize was complements of our sponsors.

Omni Bank

Moody Rambin Interests

Corporate Finance Associates


For those of you who were not able to attend, below is a quick summary of the presentations:


Jilliene Helman of Realty Mogul ( discussed opportunities for accredited investors to generate passive income through cash-flowing real estate investments including loans secured by real estate and equity investments in commercial property like apartment buildings, office buildings and retail centers.


Rodney Giles of eOilBoom ( discussed opportunities for accredited investors to invest directly in both producing oil and gas wells and new drilling projects.


Presentations on crowd-funding often bring up interesting questions since it’s a relatively new arena for investment.  Below are some common questions surrounding crowd-funding.


1) Crowd-funding has been going on for years in places like, is this really something new?


What’s new is the legal change allowing privately held firms to solicit investments from accredited investors through advertisements, social media, etc. Before, such solicitations had to be through personal networking or word of mouth. This has paved the way for private equity opportunities to be offered via the Internet (crowd-funding). This is different from projects on sites such as Kickstarter, where those who fund a project do not get any equity.


2) So this kind of investing is really new?


Yes and No. The investments themselves are things such as start-up businesses, oil wells and real estate, which are not new. What is new is the way people behind these projects can connect with investors. There are now more opportunities for projects to find equity, and for investors to find projects.


3) What’s the difference between buying equity in a company this way and buying stocks listed on an exchange?


The main difference is that stocks listed on an exchange are publicly held companies. They must comply with Securities and Exchange Commission (SEC) disclosure requirements. The SEC does not place the same requirements on privately held firms. This makes your own due diligence more important when evaluating crowd-funded investments.


4) What’s the best way to avoid making a costly mistake?


By being conservative. Diversify among different crowd-funded projects, and keep the majority of your portfolio in more traditional investments (i.e. listed stocks and bonds).  A trusted financial advisor can help you navigate this new investment arena and avoid unnecessary risks.


5) What are the requirements to be an accredited investor?


Per SEC rules, to qualify as an accredited investor, you must have earned at least $200,000 in each of the past two years ($300,000 if married), or have at least $1 million in net worth, excluding your private residence.


6) Can non-accredited investors participate?


Per the law, those offering equity must take steps to verify that investors are accredited.


7) I’ve found an interesting opportunity but want to discuss it with a third party. Who can I talk to?


PARTNERSINWEALTH is always available to serve as an unbiased sounding board for our clients, helping put them in control of their financial lives. Please contact Jim Waters, CFP®, at PARTNERSINWEALTH , 713.964.4028 or


PARTNERSINWEALTH is a fee-only, independent advisory firm offering advice and guidance to financially successful households. Founded in 2000, PARTNERSINWEALTH helps clients with comprehensive financial advisory services including investments, income and estate tax reduction, insurance, estate and philanthropic planning and asset protection. PARTNERSINWEALTH does not accept commissions and every decision is based on the interests of clients, without regard to compensation. For a unique approach to financial management, check or call (713) 964-4028.

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